For applicants who qualify for level coverage
Level Benefit
May offer the full policy death benefit from the start of coverage, subject to policy terms.
- Health questions may apply
- Medical exam requirements vary
- Benefits and premiums vary by plan
Protect the people you love from the cost of goodbye.
Explore affordable coverage options designed to fit your budget
Coverage for life’s final expenses.
Final Expense insurance is a type of life insurance designed to help cover funeral costs and other expenses that may arise at the end of life. The policy pays a death benefit to your chosen beneficiary, who can use the money to help manage expenses during a difficult time.
Funeral, burial or cremation
Help cover funeral services, burial or cremation costs, a cemetery plot, and other related expenses.
Final medical expenses
Help with outstanding medical bills and other healthcare related expenses left behind.
Outstanding debts and household expenses
The benefit can help your loved ones manage eligible outstanding debts, utility bills, rent, mortgage payments, and other everyday expenses.
Financial support for loved ones
Any remaining benefit can help your beneficiary with other financial needs, subject to the policy terms and applicable law.
Coverage options
Explore Your Final Expense Coverage Options
Explore different types of life insurance coverage designed to help with final expenses. Availability, eligibility, and benefits vary by provider and policy.
For applicants with certain health conditions
Graded Benefit
May provide an alternative for applicants who qualify for different benefit structures.
- Health requirements vary
- Initial benefit limitations may apply
- Terms vary by policy
For applicants seeking coverage without medical underwriting
Guaranteed Issue
Some plans offer eligible applicants coverage without health questions or medical underwriting.
- Eligibility requirements apply
- Waiting periods may apply
- Benefits vary by policy
How it works
From exploring options to applying for coverage.
01
Request a Quote
Share a few basic details to explore Final Expense insurance options. It only takes a minute to get started.
02
Explore Your Options
Discuss available plans, eligibility requirements, and coverage details with a representative.
03
Choose Your Coverage
If you find a suitable option, complete the application process. Approval and coverage effective dates depend on the insurer and policy terms.
“The greatest gift is leaving them memories, not bills.”
Frequently Asked Questions
Final Expense insurance is a type of life insurance designed to help cover funeral costs and other expenses that may arise at the end of life.
Take the Next Step Toward Final Expense Coverage.
Explore available coverage options and learn more about plans that may fit your needs. Request information with no obligation to apply.
